Get Your Car Finance Refund - Keep 100% of Your Money
Professional PCP & HP Complaint Letters from £19.99
Don't pay 30% to claims companies. Our expert complaint letters help you reclaim car finance commission directly from your lender.
Get Your Letter Now - £19.99Why Choose Our Car Finance Refund Service?
✓ Keep 100% of Your Refund
Unlike claims companies charging 30%+ fees (often £300-£400+), you pay just £19.99 once and keep every penny of your car finance refund. Average refunds are £1,100+.
✓ Professional Legal Complaint Letters
Expert-crafted PCP and HP complaint letters following FCA guidelines and legal requirements. Our templates have helped thousands claim car finance commission refunds successfully.
✓ Fast & Easy Process
Fill in your car finance details online, receive your personalized complaint letter instantly via email, and send it to your lender. No solicitor needed.
✓ Average Refund: £1,100+
Many UK customers receive substantial refunds for undisclosed car finance commissions on their PCP or HP agreements. Don't let claims companies take 30% of what's rightfully yours.
How to Get Your Car Finance Refund
- Purchase Your Complaint Letter (£19.99) - Choose between our standard car finance complaint letter or FOS-ready version with enhanced legal documentation.
- Receive Instantly via Email - Get your personalized PCP or HP complaint letter within minutes, professionally formatted and ready to send.
- Send to Your Lender - Post or email your complaint letter to your car finance company. We provide full instructions and lender addresses.
- Get Your Refund - Keep 100% of your car finance commission refund (average £1,100+). Most lenders respond within 8 weeks under FCA regulations.
Am I Eligible for a Car Finance Refund?
You may be eligible for a PCP or HP refund if:
- You had PCP (Personal Contract Purchase) or HP (Hire Purchase) car finance in the UK
- The finance agreement was between 2007-2021
- You weren't told about the dealer commission on your car finance
- The finance has been paid off or settled
- You purchased the vehicle from a UK dealership
Even if you're unsure, our £19.99 complaint letter service gives you the best chance to claim what you're owed. The FCA has ruled that hidden commissions were unfair to consumers.
Frequently Asked Questions About Car Finance Refunds
How much does the car finance complaint letter cost?
Our professional car finance commission complaint letter costs just £19.99, and you keep 100% of your refund. This is much cheaper than claims companies that charge 30% of your settlement (often £300-£400+ from your refund).
What is car finance commission and why am I entitled to a refund?
Car finance commission refers to secret payments made by lenders to car dealers for arranging your PCP or HP finance. If you weren't properly informed about these commissions (and most people weren't), you may be entitled to compensation under FCA regulations. The FCA banned this practice in 2021 after finding it unfair to consumers.
How long does it take to get my car finance refund?
Response times vary by lender, but most car finance companies must respond within 8 weeks of receiving your complaint under FCA rules. Some may respond sooner, while complex cases might take longer or require escalation to the Financial Ombudsman Service.
Do I need a solicitor or claims company for my PCP/HP refund?
No, you don't need expensive solicitors or claims companies taking 30% of your money. Our professional complaint letter template includes all the legal requirements and FCA guidelines needed for a successful car finance commission claim. It's designed to be sent directly by you to your lender.
What types of car finance are covered?
Our complaint letter service covers PCP (Personal Contract Purchase), HP (Hire Purchase), and other forms of regulated car finance where undisclosed commission may have been charged by the dealership or lender.
How much can I get back from my car finance refund?
Refund amounts vary depending on your specific car finance agreement, but the average UK customer receives around £1,100. Some customers have received significantly more depending on the commission structure and loan amount. With our £19.99 service, you keep 100% of whatever you're awarded.
Ready to Claim Your Car Finance Refund?
Don't let claims companies take 30% of your money. Get your professional PCP or HP complaint letter for just £19.99 and keep every penny of your refund.
Get Started Now - £19.99